Oxfordshire council will change how it charges people who contribute to the cost of their care. The proposed changes by the council are: passing on the full cost of home care, the end of joint financial assessments and annual fees when the council sources and manages care provision. The council’s impact assessment found that costs could fall. However, some people fear they will be adversely impacted under the new system.
Unknown options for funding.
While Oxfordshire Council may be changing its charging system, many people nationally are still unaware that they may be paying for healthcare costs when they shouldn’t be in the first place. NHS Continuing Healthcare Funding is still being overlooked as a financial path. The result is that people generally assume they have fewer financial options. The funding gets little attention and promotion. The result is that people are paying for the cost of care, when it should be paid for them.
Other councils will watch these changes closely. There are deep concerns around social care budgets, and healthcare costs as we have an ageing population. More councils could roll out similar proposals down the line. It’s an incredibly worrying time for many families. People are struggling to plan their futures. Additionally, huge numbers of families are facing thousands of pounds’ worth of care costs. Further changes could increase these costs over the years to come. Yet, there is funding available for those who have long-term healthcare needs.
The need for the NHS Continuing Healthcare Fund.
The NHS Continuing Healthcare Fund is designed for those who have tipped from needing social care, towards needing long term healthcare. Disabled people, and people with long term illness can access this source of funding. Healthcare is universal in the UK. However, funding already exists to cover these costs.
That means that many people are hit with charges that they shouldn’t be paying. It isn’t their responsibility. The NHS is responsible. There is already a fund there, ready for people to access. Anyone in need of it can apply.
Many people are wrongly charged. Others are facing an uncertain future and are planning to use their own savings to pay for care. Yet, using savings is not a requirement. The fund is not means-tested. It is based on need, and not the resources an individual has. The assessments therefore cover health conditions and not financial resources. Additionally, family wealth is not a factor. It is a needs-driven resource.
Refunds are available. Once the money is paid, it can be recouped but the process can be lengthy.
If you or a relative have been wrongly charged then contact us today. Just Caring Legal can assess your rights, and whether you do have grounds to make a claim for funding.
Call us: 0191 556 1078 or email us at: [email protected]